{"id":196,"date":"2026-08-28T17:30:00","date_gmt":"2026-08-28T09:30:00","guid":{"rendered":"https:\/\/neuhr.com\/my\/perkeso-lindung-24-7-worker-protection-in-malaysia\/"},"modified":"2026-08-28T17:48:32","modified_gmt":"2026-08-28T09:48:32","slug":"perkeso-lindung-24-7-worker-protection-in-malaysia","status":"publish","type":"post","link":"https:\/\/neuhr.com\/my\/perkeso-lindung-24-7-worker-protection-in-malaysia\/","title":{"rendered":"PERKESO Lindung 24\/7: Worker Protection in Malaysia"},"content":{"rendered":"\n

PERKESO’s Employment Injury Scheme has traditionally protected employees against accidents and occupational diseases arising out of and in the course of employment, including qualifying work-related journeys.<\/p>\n\n\n\n

But what happens when an employee is injured during their personal time?<\/p>\n\n\n\n

Since 1 June 2026<\/strong>, the Skim Kemalangan Bukan Bencana Kerja (SKBBK)<\/strong>, which PERKESO refers to publicly as Lindung 24 Jam<\/strong>, has helped close that protection gap.<\/p>\n\n\n\n

The scheme extends PERKESO protection to eligible employees for accidents that are not related to their employment.<\/p>\n\n\n\n

The participation rules have changed since SKBBK first took effect. Local employees may now participate voluntarily<\/strong>, while foreign employees remain subject to mandatory participation<\/strong>. <\/p>\n\n\n\n

As a result, employers, HR teams and payroll professionals need to manage different participation statuses, payroll deductions and PERKESO contributions across their workforce.<\/p>\n\n\n\n

Here is everything you need to know about PERKESO Lindung 24\/7.<\/p>\n\n\n\n

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Table of Contents<\/h3>\n\n\n\n
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  1. What is PERKESO Lindung 24 Jam (SKBBK)?<\/a><\/li>\n\n\n\n
  2. Why was Lindung 24 Jam introduced?<\/a><\/li>\n\n\n\n
  3. Is Lindung 24 Jam mandatory?<\/a><\/li>\n\n\n\n
  4. How much is the Lindung 24 Jam contribution?<\/a><\/li>\n\n\n\n
  5. What does Lindung 24 Jam cover?<\/a><\/li>\n\n\n\n
  6. What types of accidents can be covered?<\/a><\/li>\n\n\n\n
  7. What isn’t covered by Lindung 24 Jam?<\/a><\/li>\n\n\n\n
  8. Lindung 24 Jam is already paying benefits<\/a><\/li>\n\n\n\n
  9. What does Lindung 24 Jam mean for HR and payroll teams?<\/a><\/li>\n\n\n\n
  10. How NeuHR handles SKBBK compliance<\/a><\/li>\n\n\n\n
  11. How to manage SKBBK opt-outs in NeuHR<\/a><\/li>\n\n\n\n
  12. Frequently asked questions about Lindung 24 Jam<\/a><\/li>\n\n\n\n
  13. Stay ready for Malaysian payroll changes with NeuHR<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n\n\n\n

    Lindung 24 Jam at a glance<\/h2>\n\n\n\n
    \n
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    \n
    9M+<\/div>\n
    workers were automatically covered when Lindung 24 Jam took effect on 1 June 2026.<\/div>\n<\/div>\n<\/div>\n
    \n
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    12,306<\/div>\n
    claims were rejected between 2023 and October 2025 after being classified as non-employment injuries.<\/div>\n<\/div>\n<\/div>\n
    \n
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    RM3.45M<\/div>\n
    in Lindung 24 Jam benefits was paid in July 2026 alone.<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

    Source: PERKESO Media Release<\/a>, Parliament Digital Hansard<\/a><\/em><\/p>\n\n\n\n

    What is PERKESO Lindung 24 Jam (SKBBK)?<\/h2>\n\n\n\n

    Lindung 24 Jam<\/strong> is a social protection scheme administered by PERKESO that provides eligible employees with protection against non-employment injuries<\/strong>.<\/p>\n\n\n\n

    PERKESO defines a non-employment injury as a personal injury caused by an accident that does not arise out of and in the course of an employee’s employment, subject to the exclusions established under the law.<\/p>\n\n\n\n

    It complements PERKESO’s existing Employment Injury Scheme.<\/p>\n\n\n\n

    The Employment Injury Scheme already covers qualifying work-related circumstances, including certain commuting accidents and journeys directly connected with employment.<\/p>\n\n\n\n

    Lindung 24 Jam extends protection to eligible accidents that fall outside those employment-related circumstances.<\/p>\n\n\n\n

    In practical terms, qualifying employees can now have PERKESO protection against certain accidents during their personal time, rather than only accidents connected with their work.<\/p>\n\n\n\n

    \n\n\n\n

    Why was Lindung 24 Jam introduced?<\/h2>\n\n\n\n

    Before SKBBK, a significant number of accident claims fell outside PERKESO’s existing employment-related protection.<\/p>\n\n\n\n

    According to PERKESO statistics cited in Parliament<\/a>,<\/strong> PERKESO rejected 12,306 claims between 2023 and October 2025 because they involved non-employment injuries. Moreover, the Parliamentary debate highlighted another significant protection gap.<\/p>\n\n\n\n

    Only 42% of Malaysia’s working population had personal accident insurance or takaful coverage<\/strong>, based on Bank Negara Malaysia information cited during the debate.<\/p>\n\n\n\n

    Changes in working arrangements were also raised as part of the rationale behind the reform. The Government specifically referred to working from home, mobile workforces, hybrid work and flexible working arrangements, which have made the traditional boundary between working and personal life less clear.<\/p>\n\n\n\n

    Lindung 24 Jam was introduced to extend Malaysia’s social protection framework beyond accidents directly linked to employment.<\/p>\n\n\n\n

    When the scheme took effect on 1 June 2026<\/strong>, PERKESO automatically extended coverage to more than 9 million contributors under Act 4.<\/p>\n\n\n\n

    Participation requirements for local employees were subsequently changed from mandatory to voluntary.<\/p>\n\n\n\n

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    Is Lindung 24 Jam mandatory?<\/h2>\n\n\n\n

    According to PERKESO’s Official FAQ document<\/a>:<\/p>\n\n\n\n